Do annuities fit your financial plan

Do annuities fit into your overall financial plan?

Like many people, you may find annuities complicated. You may not be familiar with the benefits they can offer you and your heirs. Or you may recognize the value of annuities as a tool for planning for the future, but don't know how to properly implement an annuity solution of your own. As your financial goals change, your plan to meet those goals should include ways to help ensure your dreams are fulfilled during your retirement years. One way to help secure your future lifestyle is to maintain the right annuity solutions for your current and future anticipated needs. We can help you navigate the annuities maze by placing your options in the context of your entire financial plan. If you have ever considered any of the following questions, a financial review may be in order:

Are you concerned about outliving your current resources?
How will your income needs change during your retirement years?
Do you have savings or investments that are currently generating taxable income you don't need?
Are you concerned that the benefits you pass on to your heirs will be subject to probate?
Have you explored new investment or insurance solutions that may better meet your financial needs such as variable or fixed annuities?
Are you confident that you have the funds to enjoy your retirement years in style and in comfort?
Which strategies are you planning on to structure your retirement savings?

We can help you analyze your current financial plan, provide information on annuity options, and recommend a course of action to help your plan keep pace with today's realities. Call us to schedule an annuity planning appointment today or contact us online and we will call you. Call 858.752.1726

Variable annuities are long-term investments and are subject to market risk. Guarantees are based on the claims-paying ability of the underlying insurance company. A 10 percent tax penalty may apply for withdrawals prior to age 59 ½. Partial withdrawals may reduce benefits. For more information on a variable annuity, including charges, risks, investment objectives, and expenses, please obtain a prospectus from your financial advisor. Please read the prospectus carefully before you invest or send money.