Dear Valued Client,

As the Bernard Madoff situation continues to make headlines across all forms of media, many investors are thinking twice about who they trust with their money. Do not let the media’s stories about Madoff and the effects of his deceit cause you to worry about the security of your wealth. As a client with DG Private Wealth Management, I want to take this opportunity to provide you with an understanding about how your assets are protected.

1. Investment transparency.

You should have a clear understanding of what you own with your investments. You receive monthly and/or quarterly statements from the third-party independent custodian of your investments, in addition to any reporting from our office. In our meetings, we review these statements and go over any questions or concerns you may have about your holdings. In addition, you can independently monitor the growth of your publicly traded investments through the Internet or daily newspaper, if you wish.

2. Diversification.

Diversification is an essential part of an overall investment plan. This is typically implemented by allocating assets across multiple strategies and not with a single company or in one stock. In addition, your assets are diversified within each asset class and often within a particular investment, as in the case of a mutual fund. While diversification of your overall investment portfolio does not assure a profit or protect against loss in a declining market, each of these separate diversification strategies allows minimal exposure to any single entity or investment.