Dear Valued Client,

During periods of market volatility, when short-term performance turns negative and all the media noise instills fear in you, that’s when a disciplined investment program is of the most value. What you, as an investor, need is a clear focus on long-term goals, an asset allocation mix appropriate for your investor profile and someone to reassure you that you are still on the right track.

As your wealth management advisor, I am here to coach you on some possible action steps to make sure that together, we keep your investment program on track.

1. Review your investment portfolio. Is your asset allocation mix the same as when you started your investment program? Should the mix be rebalanced? How much volatility are you really comfortable with? Together, we can make sure your portfolio is best positioned to meet your long-term goals.

2. Reassess your investor profile and revisit your investment policy statement. Is your tolerance for volatility the same as it was, or have current events made you realize that you need to re-evaluate your risk tolerance?

3. Revisit your fixed income holdings. Now may be a good time to reposition fixed income portfolios for price stability and risk reduction. It's also an opportunity to match your future liabilities with concrete fixed income solutions.

4. Evaluate your savings and investments programs. With prices down, are you contributing enough to your 401(k), IRA, and other savings or investments programs? Could you increase your contribution?

As your trusted advisor, I have the knowledge to answer your questions and address your concerns about the volatility of today’s markets. Please contact my office to schedule an appointment to review your current investment portfolio and your long-term investment goals.

Regards,

Dion Gouws, CPA